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Terms of use for Chatterbox

Disclaimer, Terms and Conditions.

Please read the following Terms and Conditions carefully. In using the ChatterboxNS Website, provided by The Financial Inclusion Group for North Staffs, you agree to be bound by them from your first use. If you do not agree, please do not enter this website.

For the purposes of legal ownership, the ChatterboxNS website is owned by and hosted on behalf of Staffordshire University Students' Union. It was produced by Rich Media Ltd, on the request of The Financial Inclusion Group for North Staffs.

1. Use

In consideration of The Financial Inclusion Group for North Staffs by granting access to the website ('the Site'), you agree to be bound by the terms and conditions of this Agreement

2. Disclaimer

The Financial Inclusion Group for North Staffs, Rich Media Ltd, and Staffordshire University Students Union provide no advice or guidance, but simply show options available to individuals through this website. They collectively, and individually, accept no liability for any actions arising from any advice. No specific advice or recommendations are made on this website, and all descriptions are provided by the organisations featured and are not guaranteed.

3. No warranties

All information on the Site is provided without warranty of any kind. The Financial Inclusion Group for North Staffs, Rich Media Ltd, Staffordshire University Students Union make no warranties, either express or implied, including the warranties of merchantability and fitness for a particular purpose to the full extent permitted by law. The Financial Inclusion Group for North Staffs, Rich Media Ltd and Staffordshire University Students Union provide the Site and its services on an 'as is' basis. The Financial Inclusion Group for North Staffs, Rich Media Ltd and Staffordshire University Students Union will not accept liability for the breach of any alleged warranty.

4. Ownership of Intellectual Property

The content of the Site, its design, text, graphics, illustrations and images are unless otherwise stated jointly copyright of The Financial Inclusion Group for North Staffs and Rich Media Ltd. Unauthorised use is strictly prohibited. All title to, ownership of and intellectual property rights in the Site are owned by The Financial Inclusion Group for North Staffs, Rich Media ltd or Staffordshire University Students' Union. No licence is granted or rights given in any way to users of the Site.

5. Reproduction

The content of this website page and all other pages may not be copied, reproduced or distributed in any form, in whole or in part, without written permission from The Financial Inclusion Group for North Staffs and Rich Media Ltd.

6. Accuracy of information and limitation of liability

The Financial Inclusion Group for North Staffs and the organisations that appear on the ChatterboxNS website have taken reasonable care that the content of this website, including the information and listings, is correct on the basis of the most current information available to it. Such information is published in good faith. As user you acknowledge and accept that: The Financial Inclusion Group for North Staffs cannot and has not checked the accuracy of information provided by any of the organisations featured on the website; this information may include errors; and while these organisations are requested and encouraged to correct and update their information regularly and as needed, The Financial Inclusion Group for North Staffs, Rich Media Ltd, and Staffordshire University StudentsÂ’ Union, will not be responsible for errors, omissions or misleading information in organisation information and listings. To the maximum extent permitted by law, The Financial Inclusion Group for North Staffs, Rich Media Ltd, and Staffordshire University StudentsÂ’ Union, will not be liable to you under any circumstances for any loss or damage arising from the use of, or reliance on the Site or the information it contains.

7. Equal Opportunities

Some of the organisations featured on the website may show preferences or limitations of access based on age, race, colour, religion, gender, handicap, family status and national origin. This is not to discriminate against individuals wishing to use their services, but to encourage individuals to approach organisations that may specialise in areas better suited to them. This is done to more accurately signpost individuals to better sources of information. No harm is meant through these preferences or limitations.

8. Exclusion of Liability

In no event shall The Financial Inclusion Group for North Staffs, Rich Media Ltd, Staffordshire University Students Union nor their respective employees or suppliers, or the other organisations featured, be liable for any damage whatsoever including direct, indirect, consequential, financial loss or special damages by you or any third party, even if they have been advised of the possibility of such damages. Collectively and individually they shall have no liability for any personal injury to or death of you or any third party unless caused directly by a negligent act or omission on the part of The Financial Inclusion Group for North Staffs, Rich Media Ltd or Staffordshire University Students Union.

9. Limitation of Liability

The Financial Inclusion Group for North Staffs, Rich Media Ltd, Staffordshire University Students Union shall not in any event be liable to return money received or pay compensation or damages to you or any third party for whatever reason.

10. Data Protection

As a condition of use of the Site, you agree and consent that we may use, and share with third parties, your contact information (i.e. your name, email and physical / postal address and / or other contact details) for all purposes directly connected with your request.

11. Indemnity

As a condition of use of the Site, you agree to indemnify and keep indemnified The Financial Inclusion Group for North Staffs, Rich Media Ltd and Staffordshire University Students Union from and against any liability, damage or loss that The Financial Inclusion Group for North Staffs, Rich Media Ltd and Staffordshire University Students Union incurs or suffers as a result of any action, non performance or omission on your part.

12. General

12.1 No variation to these terms shall be binding unless agreed in writing between an authorised representatives of The Financial Inclusion Group for North Staffs, Rich Media Ltd or Staffordshire University Students Union and you ('writing' includes telex, email, facsimile transmission and comparable means of communication).

12.2 The Financial Inclusion Group for North Staffs, Rich Media Ltd and Staffordshire University Students Union's employees or agents are not authorised to make any representations concerning the services provided by this website unless confirmed by them all in writing. By using the Site you acknowledge that you do not rely on, and waive any claim for breach of, any such representations which are not so confirmed.

12.3 The Financial Inclusion Group for North Staffs, Rich Media Ltd and Staffordshire University Students Union reserve the right to vary and amend the contents of the Site (or any part of it, including these terms) at their discretion and without notice and excludes any resulting liability.

12.4 A person who is not a party to any agreement made between you, The Financial Inclusion Group for North Staffs, Rich Media Ltd or Staffordshire University Students Union, has no right to enforce any term of that agreement under the Contracts (Rights of Third Parties) Act 1999 and the parties do not intend that and intend that any third party rights are created by such agreement.

12.5 If at any time any provision of this Agreement is or becomes invalid, illegal or unenforceable in any respect under the law of any jurisdiction, that provision shall be deleted for the purposes of that jurisdiction, so long as the commercial purpose of this Agreement is still capable of performance and the deletion shall not affect or impair the validity, legality or enforceability in that jurisdiction (or any other jurisdiction) of any other provision of this Agreement.

12.6 This Agreement does not exclude any remedies provided by law

12.7 This Agreement is governed by the laws of England and the parties submit to the non-exclusive jurisdiction of the High Court, London.